ACE launches online environmental cover for UK SME’s


ACE Group has announced the launch of its environmental liability insurance cover for UK SME’s as it continues to build its portfolio of products available via ACE online, its online trading platform.

Specifically designed to fill extensive coverage gaps in traditional property and casualty policies, ACE’s environmental cover responds to both pollution and biodiversity damage claims arising out of the EU environmental liability directive.

By using the ACE Online platform, brokers will be able to quote, bind and renew their environmental risk cover and benefit from a number of advantages.

These include new wording based on ACE’s broad environmental protect policy, which includes cover for all of the insured’s business operations as well as first party business interruption, transportation and all environmental damage, not just that resulting from pollution.

It will also grant the ability to obtain a quote for a wide range of industry groups by only supplying the insured’s name, address, business activity and annual turnover.

Key cover parameters include:

  • Policy limits from £250k up to £5 million in the aggregate
  • Excess levels as low as £2,500
  • Premiums starting from £350
  • Cover available for businesses with a turnover of up to £50 million
  • No limit on the number of properties
  • Covers businesses with operations within the UK only
  • Annual, operational cover

Emma Bartolo, environmental risk manager, UK & Ireland at ACE says: “We are proud to be offering comprehensive environmental risk cover to a wide range of businesses across the UK. We are the first to provide such cover online, which makes it easy and hassle-free for brokers to quote and bind. While environmental risk is often perceived as complex, we offer broad cover on a simple to use and flexible online platform, giving brokers and businesses the confidence that they will be adequately protected.”

ACE, online, environmental liability

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