Bermuda Risk Review

Bermuda’s moment of momentum
10 August 2026   Strong public finances, credit upgrades and major digital infrastructure investments are securing Bermuda’s future as a global risk hub, says Premier, Hon. David Burt.


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Re/insurance
Max Tetlow and Cathryn Minors of Appleby examine the forces pushing MGAs toward better alignment and more disciplined capital.
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A deep legacy, strong regulation and rising premium growth keep the island at the forefront, says Mark Richardson, editor of Captive Review.
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The model is becoming a permanent part of Bermuda’s insurance architecture, says Mereo Insurance and Cedar Trace’s Brian Duperreault.
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Leonie Tear, of Walkers, says Bermuda’s high regulatory bar makes the island the right home for the next wave of insurtechs, digital assets and innovation.
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As ageing populations reshape retirement needs, Bermuda offers a model for prudent long-term investing, says BILTIR CEO Suzanne Williams.
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Martin Henley, of mea Platform, makes the case for why AI that understands insurance could free teams from operational drag and help carriers attend to risk.
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Zac Townsend, co-founder and CEO of Meanwhile, rationalises why Bermuda’s regulator, balance-sheet discipline and sandbox model can lead.
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Bermuda’s innovation ecosystem is expanding as global insurtech investment rebounds, with AI capturing a growing share of funding and deal activity.
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The ILS market is expanding rapidly, as alternative capital and catastrophe bond issuance reach record levels, and Bermuda continues to dominate.
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Bermuda’s re/insurance market continues to grow apace, reflecting the scale of global demand and its ability to attract capital and deploy it across international markets.
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Bermuda’s captive insurance market remains a global leader with strong scale, diverse structures and sustained underwriting performance.
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Legacy and run-off are becoming a strategic release valve for insurers. With global demand, is Bermuda the right fit for expansion?
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Bermuda has become a leading centre for life and annuity reinsurance, aiding insurers in managing long-term liabilities and supporting policyholders worldwide.
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Bermuda’s insurance story started with liability, but now extends far beyond it, serving as a global hub for captives, catastrophe risk and emerging specialist lines.
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As carriers look for specialist expertise and new distribution, delegated authority remains a growth engine.
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Fundamental to Bermuda’s innovation culture is cooperation between government, regulator and industry, says Premier David Burt.
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Bermuda plays a critical role in developing innovative solutions to help tackle globally challenging insurance protection gaps.
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The Bermuda Business Development Agency has changed and is helping drive growth in a rapidly evolving economy, says managing director Kendaree Burgess. Here she reviews progress and evaluates prospects.
Re/insurance
Sector had a strong 2024 but LA wildfires and softening rates add to uncertainty in 2025.
Re/insurance
Bermuda’s property and casualty re/insurers are well placed to solve the world’s largest and most complex risks, argues John Huff, CEO of ABIR.
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